Business Interruption Public Adjuster in New Jersey
Top Tier Claim Solutions – Maximizing Your Business Interruption Insurance Claim
When disaster forces your business to close its doors or slows operations, every lost hour costs you money. At Top Tier Claim Solutions, we help New Jersey business owners recover the income they’ve lost due to covered events by handling business interruption insurance claims from start to finish.
As licensed public adjusters, we represent your interests, not the insurance company’s. We fight to secure the full compensation you’re owed so your business can survive, recover, and thrive.
What Is Business Interruption Insurance?
Business interruption (BI) coverage is designed to compensate for lost income and extra expenses when your operations are disrupted due to a covered event, such as fire, flood, storm, or equipment failure. However, proving financial loss and negotiating with insurance carriers can be complex and frustrating.
Top Tier Claim Solutions brings the expertise needed to maximize your claim.
What We Do for Business Interruption Claims
Insurance companies often undervalue BI claims—or deny them entirely. Our public adjusters ensure your losses are fully documented and your rights are protected.
We help by:
- Reviewing your commercial insurance policy to confirm coverage and limits
- Documenting operational disruptions due to property damage or disaster
- Calculating lost revenue, ongoing expenses, and extra operational costs
- Preparing a complete claim file supported by financial documentation
- Negotiating with your insurer to recover the maximum allowable payout
- Reopening claims that were denied, delayed, or underpaid
From small businesses to large commercial enterprises, we tailor our process to fit your unique situation.
Common Causes of Business Interruption Claims
Our team helps recover losses from a wide range of events, including:
- Fire and smoke damage
- Storm and flood damage
- Water or mold-related shutdowns
- Equipment failure and utility disruption
- Structural or property damage
- Civil authority/government-mandated closures
- Supply chain interruptions (if covered)
If your operations were impacted and your policy includes business interruption coverage, we’ll help you get paid what you’re owed.
Serving Businesses Across New Jersey
Top Tier Claim Solutions proudly supports businesses throughout New Jersey, including:
- Retail stores, restaurants, and franchises
- Medical offices and professional services
- Manufacturing facilities and warehouses
- Apartment buildings and rental properties
- Hospitality and tourism-based businesses
We serve companies in Brick, Freehold, Asbury Park, Toms River, and throughout Central and Northern NJ.
Why Choose Top Tier Claim Solutions?
- Licensed and bonded New Jersey public adjusters
- Decades of experience with commercial property and income loss claims
- Deep understanding of insurance policies, financial statements, and claim strategy
- Zero upfront fees – we only get paid when you do
- Fast, responsive support throughout the entire process
We don’t just file claims—we help save businesses.
Don’t Let a Business Disruption Destroy Your Bottom Line
If your business has suffered financial loss due to a covered event, don’t leave your claim to chance. Let the experts at Top Tier Claim Solutions handle the process and secure the payout you need to move forward.